North Carolina Law Suits That Concern Life Insurance Policies

Certain Life Insurance policies are inappropriate for elderly consumers and even when they are appropriate, the insurance company sometimes wrongfully denies a claim. Insurance agents have a great success selling these policies because of the perceived need, real or imaginary. However, it is a very competitive market and some insurance agents make mistakes and fail to procure the proper coverage.

Life insurance law is very complicated. Term life insurance, cash value life insurance policies, whole life, and universal life are only a few of the life insurance policies available. The complexity of life insurance policies make them ripe for insurance coverage disputes and inappropriate sales activities. We, along with lawyers who we work with on this particular issue, can handle almost any issue regarding the inappropriate sale of life insurance, the interpretation or policy language, and the payment of claims including:

• Agency malfeasance
• Wrongful denial of claims
• Policy construction issues
• Premium disputes
• Policy misrepresentation
• Failure to pay premiums
• Effective date of coverage disputes
• Disputed cause of death

While a majority of the life insurance issues we handle involve disputes with insurance agents and insurance companies, our attorneys will also handle issues related to the wrongful listing of beneficiaries.

The most unfortunate part of life insurance law disputes is that they affect people when they are already distressed.

If you have a potential claim that concerns life insurance, call Lea, Rhine & Rosbrugh, P.L.L.C. at 910-772-9960 or toll free 866-772-9960 or submit an online questionnaire. The initial consultation is free of charge. A lawsuit must be filed before an applicable expiration date, so please call right away to ensure that you protect your rights.