Insurance Agent Negligence

Wilmington North Carolina Insurance Agent Negligence Lawyers

When we purchase insurance, we rely on an insurance agent to understand our needs and provide us with the proper coverage. We expect these agents to explain the policies and options and give us the choice to purchase what we believe is needed. Sometimes insurance agents negligently fail to procure the proper coverage and a policyholder is stuck with an uncovered loss despite the fact that he or she paid premiums with the reasonable expectation that coverage existed. Our clients are often shocked to learn that the insurance that they instructed their agent to procure was never obtained or that issues existed that were never explained to them. The results can be devastating.

Typical scenarios can lead to insurance agency negligence claims:

• Failure to procure insurance
• Failure to advise and explain what coverage is available and what has been purchased
• Misrepresentation of coverage
• Misunderstanding of coverage
• Insurance Agent malpractice
• Failure to bind coverage
• Failure to notify about changes in coverage
• Failure to activate coverage
• Fraud

As with most insurance litigation, these cases are complex and sometimes require expert witnesses. At Lea, Rhine & Rosbrugh, P.L.L.C., we know how to handle these claims and try to obtain the best possible results for our clients.

If you or a loved one is in need of legal assistance, call Lea, Rhine & Rosbrugh, P.L.L.C. at 910-772-9960 or toll free 866-772-9960 or submit an online questionnaire. The initial consultation is free of charge, and if we agree to handle your case, we will work on a contingency fee basis, which means we get paid for our services only if there is a monetary recovery of funds. A lawsuit must be filed before an applicable expiration date so please call right away to ensure that you do not waive your right to possible compensation.